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Medicare Plan Information & Guidelines
The Medicare Plan is a program administered and funded by the federal government to cover some of the cost of health care for those 65 years of age and older and people with certain disabilities.
Medicare Eligibility & Plans
The Medicare Plan has two parts. Part A covers hospital expenses and Part B covers all other medical expenses. According to the Medicare Website most Americans qualify for Medicare Plan Part A without premiums after age 65, however, there is always a premium for Medicare Plan Part B. Also some people under age 65 with certain disabilities may also qualify for the Medicare Plan as well as all people with End-Stage Renal Disease. To find out if you qualify for the Medicare Plan you can visit the Medicare Eligibility Tool.
Generally, the Medicare Plan will not pay for long-term care. Most of the care provided in long-term care is custodial care, or assistance with Activities of Daily Living (ADLs), which include personal care, bathing, dressing, and grooming. The Medicare Plan will, however, pay for skilled medical care provided by a skilled nursing facility or home health care agency, such as skilled nursing services, wound care, and physical therapy.
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