We've made it simple for you to find the best senior care solution for your needs. These 5 steps will lead to the solution that best fits your needs.

How to Pay For Senior Care

There are many options when it comes to covering the cost of Senior Care. They come from various government, private, and non-profit sources. We have put together a list of those sources; what & how much they cover, and how you qualify for them.

Government Sources


A federally funded health insurance program for eligible people 65 and older and some disabled individuals. Part A covers hospital costs. Part B covers doctor bills and other medical costs.
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A federally and state funded health insurance program for eligible low income people; pays for all or part of the cost of certain medical services & long-term care.
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Veteran’s Long Term Care

A program sponsored by the Veteran’s Administration that provides assistance with the cost of care for Veteran’s and/or their surviving spouse.
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Private Sources

Medicare Supplemental Insurance & Medigap Insurance

A private insurance policy that is designed to cover some or all of the costs of care that are not covered by Medicare.
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Long-Term Care Insurance

An insurance policy that covers long-term care expenses at home or in a facility (other than an acute care unit of a hospital). Neither Medicare nor Medicare supplemental insurance cover these expenses.
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Reverse Mortgage

A reverse mortgage is a home loan available to seniors aged 62 years or older. It uses accumulated equity in the home to create a source of income, allowing the senior to improve their quality of life.
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Life Settlements

A payment in excess of cash value to a Life Insurance Policy holder for assignment of ownership in a Life Insurance Policy.
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Non-Profit Sources

There are many non-profit grants availble to help offset the cost of care for yourself or a loved one.
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